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Book of Business
Your book, your team, your pay

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Set up your profile
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Your name has to match the carriers EXACTLY.

Type your full legal name the way it's written on your carrier contracts, letter for letter. It's how the site finds YOUR policies in carrier sheets. It's locked after setup, so double-check it.

How long have you been in the business?
Your comp history

Your first level starts the month you started. Add a raise for every bump since, in order (for example 85, then 100, then 110). Each one runs until the next, and the last runs until now. Policies get paid at the level you had when they issued.

from {{c.startLabel}} (when you started) {{c.untilLabel}}
raise from {{c.untilLabel}}

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Book of Business{{brandSub}}
You're working as {{actingName}}Everything you do here happens on their account.

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Good {{partOfDay}}, {{meName}}

Your book. Only you see your clients. Your upline and team only ever see AP, carrier and product.

Policies on the books
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Pending & upcoming
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AP written · {{stat.monthLabel}}
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Persistency · all time
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Commission this month
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Needs your attention{{attnSub}}
{{a.title}}{{a.line}}
Proposed insuredCarrierTypePolicy # · written ↓PremiumEffective dateLead
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Effective dates & payouts

Your calendar

When each policy goes into force, and when it pays you. Click a day for details.

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Type:WLIULGIWLTERM$ = commission paying

Carrier library

Your books

One book per carrier. Spin the globe and open one.

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Chargebacks, IPFs & check-ins

Fell off the books

Only you see this page. Nothing is charged back until you confirm it.

Waiting on you
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Missing from a sheet, or the carrier says it fell off
Fell off
{{off.fell}}
{{off.cbSum}} charged back
IPF & awaiting first payment
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No commission, not in persistency
{{r.insured}}{{r.reason}}{{r.type}}
{{r.carrier}} {{r.product}} · #{{r.policyNo}} · {{r.premium}}/mo
{{r.why}}
{{r.money}}
{{r.phone}}
Nothing here{{offEmptyText}}

Commission ledger

Commissions, paid & coming

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Paid to date
{{co.paid}}
{{co.paidSub}}
Charged back
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Net paid
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{{co.monthLabel}}
{{co.month}}
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Still to come
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By carrier

Tap a carrier to filter
CarrierPoliciesPaidCharged backNetTo come
Nothing paid yet.

By month

Paid and scheduled
MonthAdvancesSpreadMo. 10–12Charged backNet
{{m.label}}{{m.tag}}{{m.adv}}{{m.spread}}{{m.earned}}{{m.cb}}{{m.net}}
No payouts yet.
{{coCount}}
DatePolicyCarrierPaymentStatusAmount
{{r.dateFmt}}{{r.dateSub}} {{r.who}} {{r.carrier}}{{r.product}} {{r.what}}{{r.whatSub}} {{r.stLabel}} {{r.amtFmt}}
Nothing to show{{coNoneText}}

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Who's on fire

Submitted business for everyone in your camp. Teammates only see AP, carrier and product.

Camp AP · {{lbLabel}}
{{lbTeam.ap}}
{{lbTeam.apSub}}
Sales · {{lbLabel}}
{{lbTeam.n}}
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Average sale
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AP per policy
Top carrier
{{lbTeam.top}}
{{lbTeam.topSub}}
{{r.rank}} {{r.initial}}
{{r.name}}
{{r.sub}}
{{r.value}}{{r.valueSub}}

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Latest submitted

Newest first
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{{f.agent}} · {{f.ap}} AP
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{{f.when}}

No sales yet.

Persistency

In force ÷ policies past their first premium · all time · IPF left out
Agent{{c.label}}Total
{{r.name}}{{c.v}}{{r.total}}

Upline & downlines

Your team

Ask to join your upline, invite your downlines, set comp, and see your team's numbers.

Requests

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{{r.title}}{{r.sub}}

Your upline

{{upSub}}
{{upInitial}}
{{upName}}{{groupLine}}

Search for your upline by name and send a request. They approve it, then your numbers roll up to them live.

{{u.initial}}
{{u.name}}{{u.legal}}

Invite a downline

They approve, then they show up under you
{{u.initial}}
{{u.name}}{{u.legal}}
Team AP · {{teamStat.monthLabel}}
{{teamStat.ap}}
{{teamStat.apSub}}
Downlines
{{teamStat.n}}
{{teamStat.nSub}}
Team persistency
{{teamStat.persist}}
{{teamStat.persistSub}}
Your overrides · {{teamStat.monthLabel}}
{{teamStat.ovr}}
{{teamStat.ovrSub}}

Your team tree

{{treeSub}}

No downlines yet. Invite someone above, or they can ask to join you.

Downlines not on the site

From your carrier sheets · override pay only

Their rows are left out of your personal business. Set each one's comp so your override (your rate minus theirs) can be worked out.

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{{o.name}}{{o.sub}}

Your admin

Someone who can work as you

An admin works on your account with your view and your powers. Only you can add or remove them.

{{a.initial}}
{{a.name}}Your admin

Nobody else is in your camp yet. Once people join your team (or you join theirs), you can pick one here.
{{a.initial}}
You're {{a.name}}'s adminWork on their account

Private to you

Lead spend

What you spend on leads, what it brings back, and what's billing next.

Spent · {{ls.label}}
{{ls.spent}}
{{ls.spentSub}}
Policies from leads · {{ls.label}}
{{ls.sales}}
{{ls.salesSub}}
Cost per sale
{{ls.cps}}
{{ls.cpl}}
Commission per $1 spent
{{ls.roi}}
{{ls.profit}}

History

{{ls.histNote}}
{{b.label}}{{b.v}}

Bills coming up

Subscriptions · next 45 days
{{b.name}}{{b.when}}{{b.amt}}

No subscriptions billing soon.

Lead sources

Tap one to edit
SourceSpentLeadsCPLSalesCost / saleAPComm. / $1Profit
Add your first lead source to start tracking.

Spend log

Purchases and subscription charges · {{ls.label}}
{{x.name}}{{x.when}}{{x.amt}}

Nothing spent in this period.

Licensing

Your states

Tap a state to set it, see what the non-resident license costs on NIPR, and check whether you can call a client there right now.

{{c.n}} {{c.label}}
{{m.title}}

Faded states are outside calling hours right now, by the client’s local time (8am–9pm federal, stricter in some states). Tap a state for its hours.

Also on NIPR

{{stSel.name}}

{{stSel.sub}}

{{stSel.countdown}}

Non-resident license (Life)

{{stSel.feeAmt}}

{{stSel.feeNote}}

See it on NIPR ↗

Right now there

{{z.clock}} {{z.abbr}}{{z.why}}

{{stSel.splitNote}}.

Calling hours (client’s time)

{{stSel.callHours}}

Federal rule. This state doesn’t add stricter hours.

{{stSel.callNote}}.

Can I dial them now?

Your licensed states, by the client’s local time

Mark the states you’re licensed in and they’ll show here with the local time and whether you can call.

Hours from federal TCPA rules plus each state’s stricter telemarketing law. Not legal advice; a client who asked you to call can change what applies.

Renewals

Licenses bought since you joined
{{r.name}}{{r.sub}}{{r.when}}

No countdowns yet. When you get a new license, set it to Licensed with the date it was issued. Most states renew every 2 years. Massachusetts is every 3, and Maine, Michigan, North Carolina and Florida don't expire (you still keep up CE).

Agents with access only

Underwriting guide

Answer a few questions about the client and see which carriers will likely take them, at what tier, with estimated prices and your comp.

Open it full screen ↗

Playtest copy. The AI time-window reader is off here, so results say “Rules only”. On the real site it’s locked to agents with access.

Who has access

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How to get your book

Carrier guides

Download your book from each carrier's portal, then upload it here. Do it once a month to catch chargebacks.

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  1. {{s.t}}

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Open the guide with pictures
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{{cheer.ap}}AP
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